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Optional Insurance Products

Because we know that life's full of surprises, we've put together a range of optional insurance products that could cover you in case of an emergency. With our range of insurance products, we aim to make peace of mind a lot easier to come by.

Payment Protection Insurance - meets your loan repayments if you are unable to work due to an accident, sickness or involuntary unemployment, and pays off the loan in full in the event of your death (excluding any arrears).

Accident Cover - provides a lump sum in the event of an unexpected accident or your death.

Payment Cover - provides a regular benefit to help you with your mortgage or other loan commitments.

Critical illness Cover - provides a lump sum in the event that you are diagnosed with one of nine serious illnesses.

This is a brief summary of terms. Full details of the cover will be made available to you before you take out the cover.

Home and Motor Insurance - Household Bank has teamed up with HSBC Bank to help you find home and motor insurance without any hassle. The insurance is arranged and administered by HSBC Bank and one phone call to HSBC is all it takes. They will then find you the best quote from their panel of insurers. To obtain a quote please call 0800 37 10 43 quoting reference HBW.

Please read important information here.

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