Help | Site Map

Branch Locator | Contact Us | Legal Information

Home
Loans
Insurance
Credit Card

Credit Check

Decisions on products like loans & credit cards are based on information about your credit-worthiness, which results in what is called a credit rating. Below you'll find two ways to have a look at your own credit rating and find out how lenders view your credit history, which may help you when you apply.

The Equifax Credit Rating gives you these valuable benefits:

Instant online access to your Credit Rating and Credit Report
An explanation of your Credit Rating to help you understand how lenders view your credit history
Online dispute option if anything in your Report is incorrect
Specific tips on how to improve your Rating and a comparison of your Rating to the national average

Get your personal Credit Rating for just £12.95.

If you're applying for a new credit card or loan, increase your chances of success by checking your credit report first. Lenders may check this information before deciding whether to accept an application, so it's important to make sure everything is up to date and accurate.

Get a year's subscription of Credit Expert from Experian for £49.99, sign up for your 30-day free trial.

You also have the option of writing to the Credit Reference Agency and paying a small fee of £2 to obtain your credit file details. This is not an instant service, although the Credit Reference Agency is obliged to respond within certain time limits.